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Frequently Used Insurance and Investment Terms

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Term	Definition
Capital	Financial assets such as cash, machinery, and equipment.
Capital Gain	The positive difference between the purchase price and selling price of an asset; a profit.
Capital Loss	The negative difference between the purchase price and selling price of an asset.
Capitalization	The total value of all of a company's outstanding shares. Is calculated by multiplying a company's shares outstanding by the current market price of one share.
Cash Flow	An analysis of all the changes of the cash account.
Cash Value	The amount available in cash upon cancellation of an insurance policy before it becomes payable upon death or maturity.
Certificate	Formal declaration that can be used to document a fact.
Certificate of Deposit	A savings certificate issued by a bank that pays interest.
Commission	Fee paid to a broker for executing a trade.
Common Stock	Units of ownership of a public corporation.
Coverage	The amount of the insurance policy.

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Registered Representative of and securities offered through OneAmerica Securities, Inc., Member FINRA, SIPC, a Registered Investment Advisor, 9500 Arboretum Blvd., Suite 170, Austin, TX 78759 (512) 345-2734. Insurance Representative of American United Life Insurance Company® (AUL) and other insurance companies. Hayden Resources LLC is not an affiliate of OneAmerica Securities or AUL and is not a broker dealer or Registered Investment Advisor.

Lauren Hayden, is licensed and authorized to conduct life insurance business and securities related business in Texas. This website is in no way to be construed as an offer for the sale of insurance or securities products in unauthorized states or countries.